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Five Pieces of Free Financial Advice on Saving and Investing You Should Avoid
0000000We all love free advice. Why pay for advice if someone is willing to give it to you for free? Some advice will cost you little or nothing if it’s wrong. “You should wear these shoes with that...
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Trump Tweets, Black Swan Events and Your Money
0000000How much does your financial future depend on a 140-character Trump tweet, stroke of a pen on an Executive Order, or an off-hand comment to a reporter? A lot, as these recent news headlines...
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21 Reasons Life Insurance Policy Owners Love the Policy Loan Feature
We recently published a 3-article blog post series inspired by an article that financial planner and investment advisor Michael Kitces wrote about the problems with “banking on yourself” with life...
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52% of Americans Will Have to Reduce Their Lifestyle in Retirement
52% of American households are at risk of not being able to maintain their standard of living in retirement – even when factoring in potential proceeds of a reverse mortgage. That’s according to the...
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Bill Williams’ AHA Moment: How Bank On Yourself Freed Him from 401(k) Loans...
Bill Williams is an enthusiastic believer in the Bank On Yourself concept because of how it has helped his family financially. He wrote to me several years ago, and I included his letter on page 228 of...
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Here’s Proof That the Financial “Experts” Don’t Know About Bank On Yourself...
Click on the policy statement above to see a larger version Take a look at this life insurance policy statement. It’s for a policy I took out on September 15, 2002. I’m showing it to you because I...
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Here’s What Michael Kitces Missed in His Bank On Yourself Review, Part 2
In part 1 of this article, I explained that financial planner and investment advisor Michael Kitces wrote a review of the Bank On Yourself concept that redefined my trademarked phrase, “Bank On...
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Why Your Efforts to Grow a Retirement Nest Egg in the Stock Market May...
You’re not reckless. You don’t like to take unnecessary risk. But you don’t want to run out of money in retirement. And your financial advisor says you must invest in the market to provide for a secure...
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Michael Kitces’ Big Blind Spot on Bank On Yourself Policy Loans
In his review of Bank On Yourself, Michael Kitces repeatedly harped on the worst-case scenario of a life insurance policy owner taking out a life insurance loan with no regard for ever paying it back....
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The 8th Wonder of the World? Here’s proof
Recently we “ethically bribed” our readers into learning more about what I’ve called the “8th Wonder of the World.” You see, the two most common reasons people have for adding the Bank On Yourself...
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Five Pieces of Free Financial Advice on Saving and Investing You Should Avoid
We all love free advice. Why pay for advice if someone is willing to give it to you for free? Some advice will cost you little or nothing if it’s wrong. “You should wear these shoes with that suit.”...
View ArticleClik here to view.
Trump Tweets, Black Swan Events and Your Money
How much does your financial future depend on a 140-character Trump tweet, stroke of a pen on an Executive Order, or an off-hand comment to a reporter? A lot, as these recent news headlines reveal:...
View ArticleClik here to view.
21 Reasons Life Insurance Policy Owners Love the Policy Loan Feature
We recently published a 3-article blog post series inspired by an article that financial planner and investment advisor Michael Kitces wrote about the problems with “banking on yourself” with life...
View ArticleClik here to view.
52% of Americans Will Have to Reduce Their Lifestyle in Retirement
52% of American households are at risk of not being able to maintain their standard of living in retirement – even when factoring in potential proceeds of a reverse mortgage. That’s according to the...
View ArticleClik here to view.
Bill Williams’ AHA Moment: How Bank On Yourself Freed Him from 401(k) Loans...
Bill Williams is an enthusiastic believer in the Bank On Yourself concept because of how it has helped his family financially. He wrote to me several years ago, and I included his letter on page 228 of...
View ArticleClik here to view.
The Surprising Truth About What Happens to the Cash Value of Your Life...
In Part 1 of this two-part series, I proved the media’s financial gurus are wrong when they claim that it takes years to build cash value in a whole life insurance policy. In this second part of the...
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The Truth About Whole Life Insurance and Why It’s More Than a “Rich Man’s Roth”
I came across an online article by an anonymous blogger who claimed that the only good purpose for whole life insurance was as a rich man’s Roth. He was certain whole life insurance was only for...
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Austrian Economics—What the Heck IS It?
What is “Austrian economics”? Let’s break it down: Economics: “A social science concerned chiefly with description and analysis of the production, distribution, and consumption of goods and services.”...
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Is “Tax-Free Retirement” Too Good to Be True?
Tax-free retirement—living a comfortable life in retirement without the obligation to pay income tax—comes as the result of planning and arranging your finances (following IRS guidelines every step of...
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What Is a 501k Plan and Is It an Alternative for Saving for Retirement?
Let me cut through the hype and give you the scoop: The 501(k) plan is just the latest name the Palm Beach Research Group has given to the concept most people know as Bank On Yourself, which is based...
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