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Record-High Credit Card Debt Promises Problems for Many
According to the Federal Reserve, credit card debt in the U.S. is at its highest level ever. In December 2018, credit card debt was $26 billion higher than it was just three months earlier. Americans...
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Stock Market Declines Linked to Early Death, Illness and Fatal Accidents,...
If you have even 10% of your wealth in the stock market and experience only a 10% loss, your risk of dying early, or having a physical health problem like high blood pressure or a mental health problem...
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Read Reviews for Using Bank On Yourself as an Investment Alternative
When the stock market is going up, investors love it. When it’s going down, not so much. Many investors lie awake at night wondering, “Is there any good alternative to this crazy roller coaster? Is it...
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Many Stock Market Investors Haven’t Kept Up With Inflation Over the Last 20...
What kind of return would you have to get in the stock market to make it worth the risk and gut-wrenching ups and downs? Would you put your life’s savings at risk for a 5% annual return? Or would you...
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There’s a Good Chance You May Be Forced to Retire Sooner Than You Expect
Perhaps you’ve heard that the best way to make God laugh is to tell him your plans. … Particularly your plans for retirement! And you’ve probably heard that with the unpredictability of the markets –...
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Retirement Can Be Fantastic … If You’re Prepared
What do you think of when you think of retirement? Freedom? Enjoyment? Less stress? You’re not alone. Most workers today associate retirement with those concepts, according to What Is “Retirement”?...
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Retirees Will Outlive Their Savings by 10 Years, According to a New Study by...
The typical 65-year-old has only enough savings to cover 9.7 years of retirement income. That leaves the average American man with a gap of 8.3 years, and women (who live longer) face a 10.9-year gap...
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The Wall Street Journal Podcast Interview with Pamela Yellen: Why You Won’t...
I was recently interviewed by the Wall Street Journal for an episode of their “Your Money Briefing” podcast. The episode is described as, “Financial security expert Pamela Yellen explains why most...
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Can You Answer This Critical Question About Your Retirement Plan? (Most...
Here’s the most critical question you must be able to answer about your retirement plan… Do you know what your retirement account(s) will be worth on the day you plan to tap into them? If you’re saving...
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The Wall Street Journal Podcast Interview with Pamela Yellen: The Biggest...
I was just interviewed again by the Wall Street Journal for an episode of their “Your Money Briefing” podcast. The episode is described as, “Financial security expert Pamela Yellen explains why...
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Conscious Spending: How to Live a Richer Lifestyle Without Busting Your Budget
Ben Simon, a college student at the University of Maryland, founded an organization called the Food Recovery Network that organizes campus dining halls to donate left over food to hungry Americans. Ben...
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3 Reasons Why the Money in Your 401(k)/IRA Doesn’t Belong to You
If you get regular account statements, you probably know the approximate current value of your 401(k) and/or IRAs, so please write that total down now. Do you think all that money belongs to you? It...
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Four Helpful Tips for Keeping New Year’s Resolutions to Spend Less and Save More
It probably won’t come as a surprise that the two most common New Year’s financial resolutions are to save more money… and to spend less. And it also should come as no surprise that most New Year’s...
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Pros, Cons and Why the SECURE Act WON’T Make Your Retirement More Secure
The SECURE Act of 2019 is supposed to help more Americans save for retirement. The new legislation will have an impact on retirement plans – and not all of them are good. In December of 2019, Congress...
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Case Study: Enjoy a Guaranteed Lifetime Income and Reduce Your Taxes in...
Tom Justice is a 59-year-old chemical engineer who has three major concerns about his retirement plan… His first concern is about outliving his retirement savings He’s read the statistics and knows...
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The New “Magic Retirement Savings Number”: $3 Million or More
If you’re like a lot of people, you may have a goal of saving $1 million for retirement. After all, that would make you a “millionaire” and should give you a comfortable retirement lifestyle, right?...
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Are You Cruisin’ for a Bruisin’? Americans Are Spending Money They Don’t Have...
Total U.S. household debt just surpassed $14 trillion for the first time ever, and credit card debt hit a new record, as well. These scary debt stats come from the latest report from the Federal...
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Three Ways to Protect Your Heath and Wealth from COVID-19 Coronavirus
On February 21, a director for the Center for Disease Control (CDC) told reporters that health officials are preparing for the COVID-19 coronavirus to become a pandemic, saying, “It’s very possible,...
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How to Rescue Your Retirement from “Black Swan” Events that Can Scramble Your...
Did you see the coronavirus pandemic coming? Did you anticipate the disruptions to travel, schools closing, major events being canceled, quarantines, cities and states declaring states of emergency,...
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Bank On Yourself – a Financial Bunker for Scary Times
These are unprecedented times we find ourselves in, and there is no historical playbook for navigating them. The Coronavirus has turned the financial markets upside down, and the experts are bemoaning...
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