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How to Avoid the Pitfalls of 401(k)s and IRAs: Pamela Yellen’s Interview on...
I was just interviewed on Beyond 50 Radio about the wealth-killing traps of 401(k)s and IRAs and how to avoid them. When you listen to the replay of this interview by clicking on the play arrow below,...
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How to Be Financially Prepared for Any Emergency or Black Swan Event
By definition, an “emergency” is an unexpected and difficult or dangerous situation which happens suddenly and requires quick action to deal with it. The unexpected doesn’t wait around for you to get...
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Coronavirus Pandemic Exposes Cracks in 401(k) Plans
I’ve written extensively about why more and more experts are warning that the 401(k) is an experiment that’s failed, and why the man considered to be the “father” of the 401(k) says it’s a monster that...
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From “Bank On Yourself is a Scam” to “This Can Work for Everyone!”
Dan Proskauer is a technology executive for a major health care company who heard a radio ad for Bank On Yourself in 2009 that caught his attention. At that time, the economy was in a deep recession,...
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72% of Americans Are Stressed About Money – Here’s How to Break Free of It
If you’re feeling stressed about money thanks to the Coronavirus pandemic and shutdown, you’re not alone. 72% of Americans report feeling stressed about money within the last month, according to a new...
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Why More Experts Are Now Saying It’s Time to Ditch Your 401(k)
A growing number of retirement planning experts are joining the chorus of people saying 401(k) plans no longer make sense for savers in recent articles on Motley Fool, Bloomberg, MarketWatch, and other...
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Why the Best Way to Get Cash Fast is a Bank On Yourself Policy Loan
When the Coronavirus pandemic and shutdown hit, millions of people found themselves out of a job, and many others had their hours and pay cut. The government stepped in to provide stimulus, but many...
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The 5 Biggest Threats to Your Retirement Security Today
Recent studies and surveys show that pre-retirees and retirees fear these five threats to their retirement finances most – and with good reason. Which of these keep you up at night? Retirement Security...
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What Fairy Tales and Myths is Your Financial Advisor Feeding You?
I’ve spent the last two decades proving there are many investing and retirement planning myths, lies, and fairy tales that most people and financial representatives blindly accept as fact. It’s really...
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Taxmageddon is coming – Here’s How to Protect Yourself
President-elect Joe Biden has repeatedly said he will increase numerous taxes and eliminate the Trump tax cuts on “day one,” which would impose a $2,000 annual tax hike on a median-income family of...
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New Survey Reveals Majority of Americans Now Live Paycheck-to-Paycheck Due to...
A new survey from Highland Solutions revealed some startling stats about Americans’ spending habits during the pandemic. How many of these describe your situation? 63% are living paycheck to paycheck...
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How to Never Run Out of Money in Retirement – the Solution Top Experts Recommend
Would it surprise you to know that the #1 retirement fear is running out of money – a fear shared by fully half of Americans? That’s according to a recent study by the Aegon Center for Longevity....
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A Surprising Solution to the 15-Year vs 30-Year Mortgage Dilemma
Jon and Jen have an opportunity to buy their dream home and lock in a historically low interest rate. This is a pretty common scenario in today’s market. In fact, you may be thinking about buying a...
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How to Trade In Your 401(k) for an Increasing Guaranteed Income for Life
Jason is 53 years old and just changed jobs. He’s facing two retirement planning dilemmas… He has $830,000 in his 401(k) from his previous job and wants to move it where it gives him more guarantees...
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6 Ways to Protect Yourself from Taxmageddon
Federal debt now exceeds the size of the entire U.S. economy. And it’s growing at a rate that will make your head spin, as a quick glance at the U.S. Debt Clock reveals: The Congressional Budget Office...
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When Does Taxation Become Theft?
In his first 100 days in office, President Biden unveiled three colossal spending packages earning him the nickname, “The Six Trillion Dollar Man.” Biden and Congress are just getting started with the...
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Tax Deferral is a Scam and Here’s Proof
Tax deferral is a con, and I’m going to prove it to you. Actually, I’m going to let you prove it to yourself, with this 5-second experiment. The conventional wisdom says, “Maximize your contributions...
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Retirement Plan Unpredictability is a Major Wealth Killer
I have written at length about my research into the wealth-killing traps of 401(k)s, IRAs, 403(b)s, and Roth plans… and how to avoid them. In this post, I’m going to talk about the trap of retirement...
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How to Avoid Depleting Your Retirement Nest Egg
The #1 retirement fear of Americans is running out of money. AARP reports that 50% of Americans share that fear. And with good reason, because the average 65-year-old (the average retirement age in the...
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Trading a Pension for Tension: Why You Need a Safe Money, Guaranteed Income...
Today, as you try to figure out a safe money retirement income strategy, you’ve got a lot to consider: The market goes up, and the market goes down. Will it be down when you need to sell some of the...
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